@Article{Proceed_2013_p122,
Title = "{H}ow {E}ffective {W}as the {H}ome {A}ffordable {M}odification {P}rogram in {M}odifying the {L}oans of at {R}isk {H}omeowners? {A}n {E}xamination of {E}ight {M}etropolitan {A}reas: 2009-2012 ",
Author = "Sean P. MacDonald",
Pages = "122-138",
Journal = "Proceedings of the New York State Economics Association",
Volume = 6,
month = "October",
year = 2013
}