@Article{NYER_2005_p057,
Title = "{T}he {I}nfluence of {C}redit {U}nions on {B}ank {C}{D} {R}ate {P}ayments",
Author = "Robert J. Tokle",
Pages = "57-64",
Journal = "New York Economic Review",
Volume = 36,
month = "Fall",
year = 2005
}